“ head pay 20% , clothbound builds landscape house, the ” in sell like hot cakes, yesterday, shanghai loose Jiang Mou is famous building dish advertisement of a carry out building will two into head pay place in prominent place, be in same day, feng Xian some building dish also hit first pay 80 thousand yuan with respect to can buy course of study, bank loan 8 become buildings dish advertisement.
It is reported, a few buildings dish so called 2 into head pay, it is to be aimed at dish inside 90 square metre are the following source of small family room. To source of this kind of room, the person that buy a house can acquire a bank the loan specified amount of 80% is spent.
In head pay the case that only 2 is become to fall, once house price goes now to move, the adjustment of 20% the psychological bottom line that extent will make the person that buy a house decide to whether still be borrowed, is not 30% what think normally.
Small family obtain two become a Fu Pu to all over
This kind of circumstance is not a case. 10 thousand divisions of Shanghai include small town of white horse garden, garden, the four seasons to spend a city the plan of young buy job that 3 projects share, the sale plan with this rich content is “ among them together each are big bank, offer highest 2 into, the 30 years longest mortgage loan to deal with, the person that accord with a condition still can apply for to leave surplus the favourable interest rate of 15% . ” is in addition similar Shanghai youth city, Baolixi child the building such as the bay dish also can accomplish likewise 2 into head pay.
The reporter understands, although credit is at present constrictive, but the small family on the market Lou Panxiang suffers 2 becoming a paid phenomenon had been normal, source of almost all small family room can enjoy this one treatment.
Generation of this kind of phenomenon results from 2006, publish “ country at that time 6 ” make clear a regulation, since June 1, 2006, individual housing mortgages loan head to pay scale is not gotten under 30% . But the housing demand of low income masses in considering, live oneself to buying housing and set model floor area still is carried out under 90 square metre head pay scale the regulation of 20% .
Because “ lives oneself,” is defined hard, major bank unites this one concept for the first flatlet. You want “ only it is to buy a house for the first time, can accomplish 2 into head pay, loan fixed number of year can accomplish 30 years. A gentleman of carry out building tells ” the reporter so.
On September 27, 2007, the Central Bank announced “ to buy housing to already using loan, apply for to buy the 2nd again (contain) of above housing, loan head pays scale is not gotten under 40% , the same term that loan interest rate must not announce under Chinese people bank is the same as class the announcement of the 1.1 times ” of standard interest rate. But still implement original loan policy to the first flatlet.
Previous12 3 Next
